Jon and his team were EXCEPTIONAL throughout the entire home buying process. Jon was both informative and engaging with us as we navigated through the journey. There was never a time when we felt like we were left to figure anything out on our own. Jon truly cares about making sure that his clients have the best possible experience and are well taken care of. I would recommend him to anyone who is hoping to have a smooth and successful home buying experience. Would give him 10 stars if we could!

My wife and I just bought a condo and worked with Brian Atha at Ritter Mortgage group to help us get a loan. We are so thankful for all of his help in explaining the process start to finish! I ask a lot of questions and Brian calmly walked me through all the answers. He was regularly available to text or call and to provide me with financial tables so that we could evaluate our options. The home buying process can be a stressful one and complicated, so remove some of that stress and enjoy working with someone who cares about helping you find the best option for you by working with Brian Atha!

Just wanted to leave a review. Purchased my first house and Jon Ritter was recommended to me by my realtor. Jon helped me step by step along the way to get me pre approved and then helped me from there with the rest of the process. Buying a house is not very fun due to all the paper work but Jon and his team did make it very easy and they are very kind and respectful. It was a very smooth process from putting the offer in on the house all the way to the settlement table. Whenever in the future we decide to get another home I know who I will be calling to find me a loan. Thanks again!

true professional, Jon and his entire team! very knowledgeable in the entire loan process, with regards to advise i always turned to Jon. thanks . i can call Jon anytime in the day or night to ask Questions on my Loan figures, which was sometimes complicated, Mr Jon is so Knowledgeable and gives us great Comfort in our Large purchase of our Home! Beautiful Sunset in Okeechobee, thanks much to the Ritter team and to Ms Kellie!

Brian Atha was so kind, patient & informative in helping us make decisions about financing our new home. We would definitely recommend others to use Ritter Mortgage.

Jon and his team (Lisa and Kellie) provided excellent expertise and support throughout our first home-buying experience. We ended up getting a rate we were happy with and a firm understanding of all the nuances of the process. As an auditor, I had a lot of questions and was able to get all the answers I was looking for which we appreicated. Additionally, they were just a pleasure to work with. We look forward to working together in the future.

Jon Ritter is so incredibly knowledgeable - he had answers to every question we had throughout the process of buying our new home in January 2025. He explained all of our options and chose a lender to get us the rate we were looking for. Jon's team is responsive and helpful - they often responded right away and provided clarity to what has the potential to be very confusing! Thanks Jon and team - Though I think we've found our forever home, we'll definitely steer friends and family looking for lenders in your direction!

Smooth ! Jon explained and guided us throughout the process. We are very thankful.

I have had the greatest pleasure of working with an awesome Team at Ritter Mortgage Group. Mr. Jon and Ms. Kelly are the best along with the rest of the team members that I worked with briefly. They made this process easy and stress-free. Ms. Kelly, I don’t even know the words to express how much I appreciate her attentiveness to me whether it was a text or a phone call, she was always there with a quick response. Her patience with me and dealing with a third-party company when I needed assistance was amazing. Mr. Jon’s phone to congratulate me on my purchase of a new home meant the world to me as this was a goal and a dream, but he encouraged me and made it happen. Thank you so much Ritter Mortgage Group Team. You made one of my dreams come true.

The Ritter Mortgage group helped me navigate the process of selling one house and buying another. They were patient and provided great advice, helping me to avoid several pitfalls and scams. I strongly recommend them.

They were all very helpful! Brin found me the best deal on my first home! Plus Kim was able to answer every question I had. Would recommend!

Incredibly helpful, patient and wise through the whole process!

I’m incredibly pleased with the service I received from RITTER MORTGAGE GROUP, INC. for my home refinance process. Typically the process can be daunting, but Brian Atha and Kim Irvine was fantastic every step of the way. Both of them were always available and communicated how each part of the process would move forward. They also profoundly understood the process, which allowed me to close in a seamless and timely manner that exceeded my expectations. Beyond their expertise and professionalism, they were amicable and kind throughout the process. They answered all my questions with in-depth explanations, ensuring I fully understood what I was doing and why it was necessary. I’m so glad I chose RITTER MORTGAGE GROUP, INC. for my real estate process needs. Their knowledge and experience, combined with their patient approach, made this otherwise stressful event a smooth and successful process. I highly recommend them to anyone looking for top-notch real estate services!

This team is fast, responsive, and professional! I would highly recommend them. In our case we worked with them when buying our house and told them to let me know when the rates were advantageous for us to refinance and Jon reached out when rates finally dropped. The initiative taken to help us get our rate lower and the transparency and advice was by far the best! I look forward to working with them again!

Great lender with a helpful and experienced team. Their videos and emails provided background and useful detail on all steps of the mortgage process. Highly recommended to work with the Ritter Mortgage team.

Jon and the Ritter Mortgage team are fantastic! They made the home buying process easy and answered all of our questions as first-time home buyers. Jon's personalized videos that explained our options were incredible. I highly recommend Ritter Mortgage and look forward to working with them again.

Jon and his Team were amazing to work with when purchasing our new home! I would recommend them to anyone.

Brian was wonderful to work with! He worked tirelessly to ensure that our financial goals were not only met, but exceeded, when purchasing our home. He continuously had our best interest at heart and everything throughout the process was clearly communicated. Can’t recommend Brian enough!

The team is WONDERFUL! Please come to this people. Miss Kellie is fantastic! Miss Lisa Mr. Ritter

Brian guided us through every step of the process. Whenever we didn't understand something, he always took the time to clarify and explain it. He has the patience of a saint and made everything simple for us, providing excellent guidance. During this very difficult time in our lives, Brian gave us great peace of mind. We can never thank him enough.

Brian Atha is the best!

I seriously do not know where to start. As a single parent my dream was to own a home but never did I think that was possible until I was introduced to Ritter Mortgage Group. Jon and his team went above and beyond to help me in a time of need- even down to assisting me with building my credit. There was not one phone call, email, or text that went unanswered. I am convinced that I could not of done this by myself or with the help of anyone else. I cannot express my thanks or my satisfaction enough. Thank you Jon!! Brittany, Jordan, and Hayven Fields

The Ritter Mortgage Group is hands down the best in the business. From day one, Jon was able to beat every line item I received from other lenders, as well as provide an explanation for everything that was involved in the process. In what is undoubtably a lucrative industry, Jon, Kellie and Lisa were nothing short of world class, providing honesty, transparency and efficiency throughout the entire process. I look forward to working with Jon and his team in the future, and couldn't recommend them enough!

Jon and Lisa were an absolute pleasure to work with. From start to finish they were extremely professional and informative throughout the process. Jon's market knowledge and expertise is unmatched. Would recommend to family and friends.

Jon went above and beyond to get me taken care of. Very attentive and explored all possible options. I have absolutely nothing negative to say about Jon and his team Start to finish

Brian was great, the process was completely smooth and fully online. Graphs and charts to clearly illustrate differences in down payments and rates made an informed choice easier. Highly recommend.

Working with Kara Smith at Ritter Mortgage, made the whole process of purchasing our home such a pleasure. Her commitment to being diligent and putting our best interest first put our minds at ease. The level of professionalism and understanding of the whole process was impressive.

I had the pleasure of working with Loan Officer Kara Smith on a recent transaction. She was very knowledgable and helped the buyers choose a loan that worked best for them. She was sincere in keeping their best interest at heart from start to finish. She was professional and communicative throughout the entire transaction making sure that both me and the buyers were always up to speed on the progress of the loan. I look forward to working with Kara again in the future!

Navigating the journey of becoming a first-time homebuyer initially felt overwhelming, but after connecting with Jon and his team at Ritter Mortgage, that perception swiftly changed. Their meticulous and attentive service was evident at every stage, showcasing a blend of expertise, empathy, and a genuine commitment to ensuring a smooth experience. Their dedication and willingness to exceed expectations truly made all the difference. For those seeking a reliable lender, don't hesitate to reach out to Ritter Mortgage today!

We cannot say enough amazing things about Brian Atha and the support he gave us during our home buying and selling process. Brian was so incredibly gracious and patient with our endless questions, explained all the jargon and nitty gritty details of the lending process, and was immensely kind and thoughtful every step of the way. He was ALWAYS available to us any time of the day and made us feel confident, safe and secure in all our decisions. Buying and selling a home can be such an emotional and stressful journey, but with Brian’s guidance and communication along the way, we felt so comfortable and calmed about taking these big life steps. We recommend Brian and Ritter Mortgage to everyone we know!

I’ve used this company to purchase several homes and refinance. Great partner that makes the buying experience easy.

Jon knows his business and provides important education regarding options when financing a mortgage. He has a team of experts in his practice but gives personal attention so you really get the service you need. He protects your privacy and takes the extra steps to secure the right mortgage for veterans. No question is silly and he works at making sure we knew what to expect going to closing on a home mortgage. I recommend Jon Ritter as a mortgage broker. Start and end your transaction with Jon and you will skip ahead of other buyers as he gets the process started great with amazing personal videos to you and those who need to know you are a serious buyer.

Working with Jon Ritter at Ritter Mortgage Group was an absolute pleasure! Jon's expertise and professionalism truly made the home buying process seamless and stress-free. From start to finish, he provided exceptional service, always going above and beyond to ensure that we had a smooth experience. Jon's advice was invaluable; he offered insightful guidance every step of the way, making sure we fully understood our options and felt confident in our decisions. His kindness and patience were evident in every interaction, and his dedication to keeping us informed was remarkable. One of the things that stood out the most about Jon was how easy he was to reach. Whether we had a quick question or needed to discuss something in more detail, Jon was always just a phone call or email away. His responsiveness and accessibility made us feel supported and reassured throughout the entire process. Furthermore, Jon's commitment to staying in touch was exceptional. He consistently kept us updated on the progress of our mortgage application and promptly addressed any concerns or inquiries we had along the way. Jon is an outstanding mortgage professional who truly cares about his clients. If you're looking for someone who is knowledgeable, reliable, and genuinely invested in helping you achieve your homeownership goals, look no further than Jon and the team at Ritter Mortgage Group. We couldn't be happier with our experience, and we highly recommend Jon to anyone in need of mortgage services.

The team at Ritter Mortgage has been amazing with helping us through the process of buying our first home. They were patient and had incredible communication skills through out. I highly recommend their team, especially if you are first time home buyer and are unsure of processes and the countless documents. They explained everything clearly and accurately the entire way through. We could not be happier with their services and feel they had our best interest in mind from start to finish.

Loved working with Brian Atha at Ritter Mortgage. Would not hesitate to use him for any future home purchase.

Brian and Ritter Group were absolutely fantastic. Best customer experience I've ever had purchasing a home (which I do relatively frequently). Absolutely recommend them both and will definitely be using them again in the future!

Kara went above and beyond with her servicing of my mortgage loan. She is patient, educated and patient. She provided an amazing video and charts to explain all details of my loan and rates and how they would affect me over time. I will definitely use her again in the future.

Brian was super helpful throughout the entire process! We enjoyed working with him very much. He explained everything when we had questions and was patient in moments that we needed that. We definitely would use him again if the need ever arose!

This company is great to work with—quick to respond, clear in communication, and happy to help. A wonderful resource for any housing market!

Brian was very helpful throughout the whole process!

Brian Atha and Ritter Mortgage Group were absolutely amazing to deal with! He made everything so easy and simple and was always extremely responsive when we needed him. I would highly recommend Brian and his team to anyone looking for a mortgage!

Brian Atha and his team at Ritter Mortgage were equal parts professional, service-oriented, and competitive. From the outset Brian was a consultant – helping me and my client find the best option for their lending needs. He was honest and transparent with the options and helped us measure trade-offs. I would not hesitate to use or recommend his team to others.

Brian and his team have helped us multiple times over the years. They treat their clients like family. Would recommend to anyone.

Kara Smith is an exceptional loan officer who has helped me with both my personal home loan and the home loans of my clients. From my experience, Kara is a knowledgeable, compassionate, and efficient professional who goes above and beyond to ensure that her clients' needs are met. One of the standout qualities of Kara is her knowledge of the lending industry. She has a deep understanding of various loan products, interest rates, and repayment options. She uses her expertise to guide her clients through the lending process and helps them make informed decisions that best fit their financial goals. In addition to her expertise, Kara also demonstrates a compassionate approach to her work. She takes the time to understand her clients' unique situations and works with them to find the best solution to their financial needs. Her ability to connect with clients on a personal level helps to create a sense of trust and confidence in her abilities. Finally, Kara is an efficient lender who gets the job done. She is responsive, communicates clearly and promptly, and follows up with clients to ensure that everything is going smoothly. Her attention to detail and commitment to excellent service make her a true asset to her clients. I highly recommend her to anyone looking for a reliable and trustworthy loan officer.

Ritter Mortgage proved to be the most efficient and professional people I had the pleasure to know and work with. All I can say is they keep you updated, are open to any questions and dialogue, great feedback and overall very helpful and professional. My experience with them is top notch. 👍

The work Ritter Mortgage did was amazing. The caring they put into getting us our new house is beyond what we could have expected. We will be eternally grateful for what they did and highly recommended them to anyone looking to buy a home. Thank you Colette Evan's, Joseph Smith, Kim Irvine and of course our realtor Mark Hite.

The work Ritter Mortgage did was amazing. The caring they put into getting us our new house is beyond what we could have expected. We will be eternally grateful for what they did and highly recommended them to anyone looking to buy a home. Thank you Colette Evan's, Joseph Smith, Kim Irvine and of course our realtor Mark Hite.

I don't have suitable words to thank Ritter Mortgage, their customer service, their knowledge, and their passion are unlike anything I have ever seen. They are not just doing their job, they make you fee, the buyer, as if you are the only person in the world and they are working solely for you. Colette Evans, Joseph Smith, Kim Evans are fantastic at their job and the care they put into getting my family and I a home. After years of paying rent, now thanks to Ritter Mortgage we will be investing in ourselves. And of course my realtor Mark Hite, outstanding, wish there were more stars to give, thank you, thank you, and again thank you, will never forget how great you have been.

Ritter Mortgage Group was extremely knowledgeable on what type of loans I qualified and which one would likely be the best. Having an informed expert by your side who you can trust is really important to me, and we were very happy with the results. We usually have certain bank help with out loans, however Ritter Mortgage Group won out future business as well. Not only did they help us compete for the BEST rate, they succeeded! They also must have remembered we recently had baby and sent us a great book for him. Highly recommend and will be sending all our friends and family over!

Brian Atha and his team provided me with the lowest interest rate and phenomenal customer service. I was originally going with a big name popular morgage lender who I already had a morgage with but I switched in the last weeks to Brian Atha and his team and I'll never regret it. In fact Brian Atha and his professional team provided me with most importantly the lowest interest rate but also the communication responsiveness and attention respect and quite frankly care, just simply caring about me that I needed at the end of my horrible year of attempting to bid on houses in this insane market this past year. The big bank lender I was going to stick with because I was familiar with them was like babysitting. I was chasing them on the phone playing email and phone tag, for what? I'm giving them business! It's thousands of dollars I'm chasing them down to make this deal happen? Then they would say they'd match whatever Brian said. This haggling was annoying as anything like bargaining with a used car salesman but that's what it is all business. Everyone wants your money but are they willing to give you what you need? I was so darn stressed out after this year losing 9 houses I was about to lose my mind. Brian answering my phone calls even at 10 pm and texting me right back was worth a million dollars. He was calm, his voice is even calming and he's so knowledgeable and professional and he made a personal connection. He knew exactly who I was when I called and texted, it wasn't some phone tree or a secretary saying your morgage guy is out right now can I take a message. Anyway keeping the focus on the positive. Brian Atha and his team literally restored my faith in humanity because I was being so treated like a number by the big name morgage people. Who cares who the loan is with they all sell them anyway. I personally could care less who my morgage check goes to. And here's the kicker. He showed up at settlement, which I wasn't expecting with Chocolate for everyone. He was like a tall white haired Abe Lincoln with a smile. He told me he'd be there for me any questions in the future!!! What? I thought he was going to drop me like a hot potato just like I know my other big name lender once the transaction was over. I believe him too because I got his name from my work friend Shellie who is a daisy nominated nurse and she still asks him questions to this day! I trust Shellie. I'm a nurse and before that I worked at wegmans so I know trustworthy honest hard working customer service down to earth people. I am one and so is Brian Atha and his team. You don't owe anyone anything in this life. Do what's best for You! It's all business but if you're lucky like me and take a chance on Brian you'll have a lifelong connection to someone who is willing to go the extra mile for you and you'll get the best interest rate, the best customer service experience of your life and a friend for life. That's my truth. Good luck in your home buying experience I wish you the best! Thank you Brian Atha I love my new house and new friend/ business relationship whatever this is. I'll call you in about 6 years when I'm ready to move again and recommend you to everyone I know.

I've worked with Ritter Mortgage twice and had a great experience both times! What I liked most about Brian and Ritter Mortgage is how responsive he was. He moved us through the process of refinancing our home quickly and efficiently, and he thoroughly answered all of our questions. He was warm, kind, and professional - and everyone we spoke with at Ritter was the same. Even after the refinance process was complete, the Ritter team reached out to make sure all was well on our end and any loose ends around insurance was handled.

Just a great overall experience, from application to close - the team at Ritter Mortgage was top-notch. Great communication, super efficient, very helpful - I can't say enough good things about these people. If you want a mortgage group that legitimately cares and works hard for you... You'll find them here. Thanks Jon, Kasey, and Lisa!!!!

We finished our closing today and everything went seamlessly. We can't thank the team enough for simplifying the process and keeping us so informed at each step of the way. What could have been a very stressful process wasn't stressful at all. We thought you would also like to know that our real estate agent also commented how great you guys were to work with.

Ritter mortgage was amazing to work with. We would never work with anyone else going forward! They were constantly keeping us up to date and reaching out to make sure things were moving along during this very busy time. They made the process so easy and enjoyable and as first time homebuyers we couldn’t be more grateful for the seamless experience they provided us!

Ritter Mortgage Group and our broker, Brian were amazing! They made a way for us to have everything we needed every step of the way to make our new home dreams come true. They also had a personal touch of thank you cards, gifts, and messages along the way to remind us that they cared and that they are grateful we chose them in this season of our life. If you're on the hunt for your next mortgage needs, look no further than Ritter Mortgage group. They will take care of you. My husband and I highly recommend them! Especially Brian Atha who we were blessed to work with.

The process was quick and easy with lots of communication. When we were approved our options were explained to us simply without any pressure one way or the other. Definitely would recommend or use again in the future.

I wanted to move quickly the Brian and the rest of the team made that happen seamlessly! They were eager to answer and help walk me confidently though any questions or concerns I had. Pleasant experience form beginning to end.

Kara has been absolutely fantastic to work with! She’s incredibly knowledgeable and I can always count on her to answer the phone if I have a question. She goes above and beyond for her customers and truly values helping people. I would highly recommend her!

Brian is extremely knowledgeable & answered all the questions I had. He was very patient and explained everything in detail with my husband and I as we were first time home buyers. I highly recommend him.

Brian is extremely knowledgeable and patient. He takes the time needed to inform and educate all parties whenever needed so that there are no questions left unanswered. He is extremely professional, proficient and prompt. Ritter Mortgage is known for moving the process along so that loans can close quickly and settlement dates can occur earlier. Brian is a wonderful representation of the high quality reputation Ritter Mortgage has earned. I highly recommend Brian and Ritter Mortgage to all buyers.