• "What are Rates Today?"

    “…We highly recommend Ritter Mortgage to anyone looking to refinance or purchase a home, they will make sure you get the best possible deal!” ~ Steven Deal

    Get a Total Cost analysis!

  • "What are Rates Today?"

    “At the end of the day we got the best rate and loan option. RMG made the money part of buying a home the last thing we had to think about.”
    ~ Nick Miller

    Get a Total Cost analysis!

  • "What are Rates Today"

    “Melissa got me a great rate and helped me close in a timely manner. I highly recommend her and Ritter Mortgage Group.”
    ~ Todd Chapman

    Get a Total Cost analysis!

  • "What are Rates Today?"

    “In the end, we had multiple options, were able to lock in a great rate, and we were happy with the mortgage we received. We highly recommend Ritter Mortgage to anyone.” – Alex Wancowicz

    Get a Total Cost analysis!

  • "What are Rates Today?"

    “Thank you to Jon and his team for helping my husband and I to secure a great rate and close on our home.”
    ~ Kimberly

    Get a Total Cost analysis!
12345

Many people want to know, “What are rates today?” –

To accurately answer this question depends on several factors, including:
  1. Are you looking to see if rates have come down enough to make refinancing worth it?
  2. Or are you looking to know the best possible rate and terms for your unique situation?
  3. Do you plan to pay points?

If you don’t know the answers to these questions, no problem – as a client advocate, we can help.

For a general rate quote, call one of our licensed Home Loan Advisors today so we can give you the best rates from 30+ lending sources.

If you want a custom quote , or to discuss loan options or strategies, give us call or get in touch for a complimentary Total Cost Analysis (TCA) today.

With a TCA, we can compare rates and term options to achieve the best possible outcome for your unique situation so the factors that should be considered before you close on a loan are clearly presented. Making an informed decision gives peace of mind and avoids unnecessarily paying tens of thousands of dollars, or more, over the life of your loan.

Why work with us?

At Ritter Mortgage, we are committed to providing accurate, clear, and transparent loan information and loan comparisons.

As a broker, we work for you, not the bank. Once the difference between a broker and a banker is understood, 93% of people report that they would rather work with a broker. That’s because as a broker, we have access to loans from multiple lending sources, including banks, credit unions, and niche lenders, and are always willing to take on new ones when their rates or products are beneficial to our clients. We get rates at wholesale, which means you don’t pay for our service, the bank does – for bringing your business to them.

Why we don’t quote rates online:

The bottom line is, advertised rates can be confusing. That’s because in order to catch your attention, lenders need to appear to have the best deal, even if you don’t qualify for the loan, or the associated costs don’t make it the best option in the end. To avoid this, our Home Loan Advisors are available to give you the accurate information you need. Give us a call or book your TCA today!

Ritter Mortgage Group:

  • Transparent:

    As a broker, we work for you. We will help you compare loan options and answer all your questions, so you feel empowered in the home loan process.

  • Reliable:

    With deep roots in the community and with the people we serve, we’re here for our clients for the long haul.

  • Reputable:

    We work diligently each day to make sure clients get the very best possible loan for their unique situation and believe our reputation speaks to our commitment.

226

Collective Years in Lending

1782

Families Served

 
We love our new home and the team that helped make it possible! We highly recommend Ritter Mortgage Group to all our close friends and family. They did such an incredible job with moving everything along as quickly as they could!
~ Kelsey Stolte
I am so in love with my condo!! Ritter Mortgage Group made the process so easy for me and it was my first time buying! I highly recommend Ritter Mortgage Group to all of my friends and family.
~ Meighan Pribesh
The process couldn’t have been easier. Brian was easy to get in touch with when we had questions, and e-signing forms made thing very easy. An overall good experience.
~ Dave Johnson
Melissa and Ritter Mortgage Group did an excellent job throughout the mortgage process. Melissa was extremely helpful, accommodating, and a great communicator. She got me a great rate and helped me close in a timely manner. I highly recommend Melissa and Ritter Mortgage Group.
~ Todd Chapman
John and his team have been assisting my husband for years with the purchase of properties. Our most recent purchase was our new home. John made everything seamless. He communicated with us every step of the way. He made the entire experience stress free and left us incredibly satisfied. He is friendly and approachable and always able to clear up questions that we may have. We highly recommend John and his team for your mortgage needs. We will use him again in the far future with the purchase of another home.
~Nicole Reid
Ritter Mortgage Group was amazing and I cannot imagine using anyone else for my home buying needs. They were always super responsive and professional throughout the whole process. I am a first time homebuyer and they answered all of my questions in an understandable way and if I didn’t get it the first time they would try again in a different way. I can not recommend Ritter Mortgage Group more! They are an amazing company and I feel so grateful to have used them! They deserve more than 5 stars! Everyone!!!
-Danielle Krieger
Working with the Ritter Mortgage Group was fantastic. Jon Ritter was very knowledgeable and patient, always taking the time to explain everything thoroughly, no matter how many times we called with a quick question or wanted to run something by him. The home buying process can be very overwhelming, and the Ritter Mortage Group managed to make it as quick and simple as possible, and even added a nice personal touch. We would highly recommend them to anyone.
~ Erica McNaughton
I was beyond impressed with the financing comparison provided by Brian. We were seeking loan info for a home improvement, and he provided a very detailed guide showing 4 different scenarios, with the rate, term, monthly payment, and more for each one. He made it easy for us to understand our options and compare them to each other as well as our current loan payment. We were given a personalized link to our cost analysis, and upon accessing the link, there was a short video from Brian explaining everything. That was an above-and-beyond feature and I was very happy with the attention to detail that went into our request. Thank you, Brian, for your incredible customer service and quality response!
-Katie Tagliaferri
Jon and his team are simply the best to work with. Jon ran down a myriad of financing situations during the weeks leading up to our home purchase. He was always available to discuss all of the options we had. When it came time to actually get the loan, his team was easy to work with, always keeping us up to date on what was needed and what to expect. At the end of the day we got the best rate and loan option. RMG made the money part of buying a home the last thing we had to think about.
-Nikc Miller
Thank you Ritter Mortgage Group for all your help as we refinanced! And helping us through every step and getting the lowest interest rate. We highly recommend them to anyone looking to refinance or purchase a home, they will make sure you get the best possible deal!
-Steven Deal – DGS
Always A+ service. We have used Ritter Mortgage Group for over 15 years now. Extremely professional, timely, go above and beyond to get you the best option for your needs. We have built a great relationship over the years and will continue to you them in the future. Highly recommend them to anyone looking for a mortgage or re-fi.
-Kennedy Warren

Where do I start when it comes to Jon Ritter and his team at “ The Ritter Group” my wife and I had made what was one in a line of pushes forward in the path to owning our own home. During this most recent push we made the same mistake we had a couple times before. We thought going with a larger bank would increase our chances in getting into our dream home, however, as it happened, multiple times before, we talked to bankers who were at best superficial in their commitment to our cause. Who were too busy to take our calls or texts. Multiple loan officers sang the same song and dance and fell short in every way from communication to follow through… (continued)
(continued) …My wife and I simply grew tired of this and decided to look for someone who was local; someone who would truly be our advocate. Someone who I knew throughout the process was on my side of the table. We found this in Jon and his team.
Throughout what was for me a less than conventional process, Jon and his team showed their remarkable skills in not just settling for the first option to come along, but instead, fighting to get us a great home at a great rate.
The long and short of this story is that if you are tired of bankers telling you what you can’t have, if you are tired of bankers telling you that you work on their schedule, then you deserve better. You deserve Ritter!
-Erich Brundick
Thank you to Jon and his team for helping my husband and I to secure a great rate and close on our home. Jon is well organized and made sure we had everything we need to keep things moving. Thanks Jon!!
-Erich Brundick
Our sincere thanks to Jon and his team for making the purchase of our new home possible. Jon creatively came up with a solution when we ran into a problem in applying for a mortgage. We would highly recommend Ritter Mortgage Group to friends, family or anyone looking to purchase a new home.
~Mark H Bowen – State Police
Brian Atha is a true professional and provided a top notch experience. He explained each step of the process, what was needed to move forward and used his industry knowledge to stay ahead of any possible roadblocks. There was constant communication throughout every stage and all my expectations were met or exceeded. I wouldn’t hesitate to use Brian and Ritter Mortgage Group for my next transaction.
~ Bryan Zbikowski
This was our second house we have ever purchased. Working with the Ritter Mortgage Group eased all of the stress related to financing our new home. We worked with Brian Atha and Lisa Isabell who both promptly, patiently, and thoroughly answered all of our questions (and we had a lot of them).
The documents that we were required to submit were easily available to upload, download, and e-sign online. The video explanations that Brian provided us made it easy to go back and review our different options and the detail he provided made our decision easier to make.
In the end, we had multiple options, were able to lock in a great rate, and we were happy with the mortgage we received.
We highly recommend Ritter Mortgage to anyone looking for the best rates and service.
~ Alex Wancowicz
Thank you so very much for all of your help in securing our loan at the lowest rate possible for our new home. Mr. Atha was very organized, professional, and experienced in answering all our questions which made our experience in buying a home amazing and easy! Thank you for your patience as well as treating us above and beyond rather than just home loan customers. If you are shopping around for the best rate and mortgage look no further! Contact Brian Atha with Ritter Mortgage Group today. You will be happy you did!
~ amie miceli
They were able to meet a seller demanded 30 day settlement at a time when the average was 45 days. Their web-based loan visualization tool made it very easy to decide between different financing options. We are now living in our dream home.
~ Adrian Hood Sr. PhD
Fantastic experience and great communication throughout the whole process.
~ John Gilley
Brian is extremely professional and will anser every last question you may have. I used him when purchasing my home then again to refinance to a lower rate. He managed to find me the best loan two times in a row. Will use him again
~ Brady Unfried