• Refinance with Ritter

    Let us put your mind at ease with a Total Cost Analysis.

    Get a TCA Today!

Refinancing could save you a considerable amount of money over the life of your loan and potentially improve your overall financial outlook.

We’re here to make the home refinance process easier, with tools and knowledge that will help guide you along the way. We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you.

As a loan broker, we’re able to offer competitive rates and extensive program choices from multiple lenders.

The Home Refinance Process

Here’s how our home refinance process works:

      1. Contact one of our Home Loan Advisors to discuss your goals
      2. Receive options based on your unique criteria and scenario
      3. Compare mortgage interest rates and terms
      4. Choose the offer that best fits your needs

Some reasons you might want to refinance:

        • Create cash flow by lowering monthly payments
        • Secure a better rate or fixed rate to save on interest
        • Reduce your term to be debt-free faster and save on interest
        • Take cash out for unexpected expenses or big plans

[Total finance charges may be higher over the life of the loan – verbiage required by state of Virginia]

  • Transparent:

    As a broker, we work for you rather than the lender. We will help you compare loan options and answer all your questions, so you feel empowered in the home loan process.

  • Reliable:

    With deep roots in the community and with the people we serve, we’re here for our clients for the long haul. By providing individualized service, we strive to be your lender for life.

  • Reputable:

    We work diligently each day to make sure clients get the very best possible loan for each unique circumstance and believe our actions speak louder than words.