Why Refi NOW?

During this unprecedented time, interest rates have plummeted. It’s a great time to take advantage of this unique opportunity to save money. There are multiple reasons you should seriously consider refinancing your home loan right now. Here’s a few of them –

It’s important to work with someone you can trust – someone who knows all of the ins and outs of home loans. Our home loan experts have the ability to educate you and find just the right loan for your unique situation. Avoid banks that sell only their products and treat loans as cookie-cutter scenarios. We have the ability to shop around with multiple lenders to get you the best deal. Call us today to speak to one of our home loan advisors.

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  • Cash Out

    Need cash now? Whether you’re out of work or are in need of money for some other reason, this could be the solution you’ve been looking for. If you have equity in your home (your home is worth more than your current loan balance), you can refinance to access cash.

  • Lower Rate

    Rates are currently at a near-historic low point…likely lower than your current rate. Refinancing to a lower rate could save money on your monthly mortgage payment and thousands of dollars over time.

  • Fixed Rate

    For homeowners with a variable interest rate, this is a chance to gain peace of mind. Ensure that you won’t be at the mercy of rising rates in the future by refinancing to a new low fixed rate.

  • Remove PMI

    PMI is private mortgage insurance and is typically 0.5% – 1% of the loan value annually. If your current loan-to-value ratio is 78% or less and you’re currently paying PMI, it’s a no-brainer to refinance and potentially save hundreds each month when you eliminate PMI.

  • Pay Off Mortgage Faster

    If lower monthly payments are not a necessity for you, refinancing to a 15- or 20-year loan could knock years off your mortgage, making you debt-free faster with the added benefit of saving thousands in interest over the life of the loan.