The Long View
Dave Ramsey has one thing right; home prices aren’t coming down. Where he misses the mark (and the math) is advising qualified buyers to wait … [READ MORE}
This author has not written his bio yet.
But we are proud to say that Jonathan Ritter contributed 104 entries already.
Dave Ramsey has one thing right; home prices aren’t coming down. Where he misses the mark (and the math) is advising qualified buyers to wait … [READ MORE}
That’s a solid foundation. What’s harder to find — because the industry doesn’t explain it and has no particular incentive to — is … [READ MORE]
Before you say “yes” to a new loan, let us take a Second Look — because real love in lending is about the bottom line…… [READ MORE]
The 5 most expensive mortgage mistakes in 2026 — and what better information can save you…… [READ MORE]
Your social feeds say “crash.” Your spreadsheet says “maybe.” Your gut remembers 2008….. [READ MORE]
The future may be unknown, but the desire to help launch children’s future remains steadfast… what roles, if any, can real estate play?… [READ MORE]
The current economic environment requires careful navigation. From policy decisions to asset valuation, we are living through a recalibration—not a breakdown… [Read More]
Despite the headlines, home values are still rising in many markets, inventory remains tight, and over 5 million new buyers are poised to enter the market with every 1% drop in rates. Real estate fundamentals—not the fear—should guide your next move.
In a market shaped by nuance, timing, and long-term fundamentals, there’s no one-size-fits-all answer—but there is clarity in the data.
In a market shaped by nuance, timing, and long-term fundamentals, there’s no one-size-fits-all answer—but there is clarity in the data.
Ritter Mortgage: (410) 795-8900
Jon Ritter: President
Brian Atha: Originations Manager
Colette Evans: Operations & Business Development
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