It’s quite a compliment when an industry professional not only sings your praises but comes back as a repeat customer time and time again.

Brian Dembeck is no stranger to real estate. A graduate of the University of Baltimore, he spent 30 years at Johns Hopkins, the last 16 overseeing and managing its off-site real estate. Additionally, he and his wife, Karen, own multiple properties themselves. Born and raised in the Old Line State, the Dembecks call Maryland home and are thankful that it houses all of their closest friends and family. They also appreciate easy access to travel (one of their favorite hobbies) as well as access to quality healthcare.

So why would a couple with so many local connections in the real estate industry choose Jon Ritter as their preferred mortgage broker? “We have done numerous financings and refinancings with Jon, always getting rates we were satisfied with.” Brian acknowledges that the couple’s rental property can complicate every mortgage transaction, but Jon has earned his trust in handling any obstacles that may arise. Initially, the Dembecks found Jon through a radio station, WRBS 95.1, website. But that was years ago when Jon was with another mortgage company, before starting his own, Ritter Mortgage Group, Inc. Because of that earned trust, the Dembecks followed Jon to his new company, but their loyalty does not end there. “We have referred several friends and colleagues to Ritter Mortgage – all with the same positive reaction. The most recent commented, ‘Jon is now my go-to lender.’ In fact, our realtor now recommends Jon to her clients.”

Smart financial planning via real estate has paid off for the Dembecks. “Restructuring our debt has allowed us to better prepare for our later years, mitigate income taxes, and provide for our children.” Saving on their mortgage payments has also helped fund their passion for travel. The Dembecks have enjoyed trips to Italy, Northern Ireland, France, and the Caribbean with a future cruise to Greece planned. As retirees, when not traveling, their favorite place to relax is on their back deck in Havre de Grace, MD overlooking the Chesapeake Bay in Harford County. “It was turnkey. We don’t have to cut the grass or shovel snow!” They also enjoy spending time at their second home at Kingsmill on the James River in Williamsburg, VA, where Brian’s favorite thing to do is golf. Brian and Karen are wise investors of their resources. They are thankful to have had Jon Ritter along the way to guide them when it comes to one of their biggest investments, their homes. “Jon has provided advice and direction to multiple friends, even if he isn’t getting their business. Jon is personable, honest, efficient, and flexible.” It’s that sort of integrity and professionalism that the Dembecks most appreciate.